Tag: Financial

Building A One-Person Business Is The Key To Your Financial Freedom. Here’s How You Can Do It

The day I got promoted to a Director was the saddest day of my life. I had worked my ass off for the better part of 18 months chasing this goal. Overtime, late nights, stressful clients, taking on more than I can handle. I had burned myself out countless times all to achieve this one goal. Whe...

Uppsala Security Signs ‘K-Virtual Asset Threat Intelligence Industry-Academic Joint MOU’ with Hoseo University’s Department of Digital Financial Management

Singapore, September 7th 2023 — Uppsala Security, a pioneer in providing top-tier security tools and services for Crypto Anti-Money Laundering/Counter-Terrorist Financing (AML/CTF), Transaction Risk Management, Regulatory Compliance, and Transaction Tracking, is excited to announce t...

The 3 Most Important Things to Know to Reach Financial Freedom

The conventional training on independence from the rat race is horrendous. It’s either Lambos and yachts… or quit drinking $5 lattes. 1.Budgeting and Saving In the quest for financial freedom, two fundamental practices stand out as the cornerstones of success: budgeting and sa...

Building A One-Person Business Is The Key To Your Financial Freedom. Here’s How You Can Do It

10 Ways Women Can Increase Financial Independence

Though this is slowly changing, women are historically less economically successful and independent than men. To shift this dynamic, actions must be taken, which I’ve implemented myself to create financial independence. 10 Ways Women Can Increase Financial Independence 1. Don’t ...

Anatomy Of A Financial Scam

When I was young I wanted to be a pilot. I grew up on Air Force bases and knew nothing but aircraft. By the time I got to university and started actually studying aviation, one of the courses I had to take was “Human Factors in Aviation”. It was all about ways pilots screw up in the air,...

Dear Financial Influencers, Please Stop

Back in 2019, I started a personal finance blog. I decided to call it Millionaire by Next Year. I thought by starting a blog I would finally find success as an entrepreneur. Four years later, I’m nowhere closer to becoming a millionaire. And I’m beginning to wonder whether o...

Unlock the Secret to Financial Success: My Summer Ritual

Every summer, I enjoy reading about the principles of finance. I like to read a book that is neither too complicated nor thought-provoking, but quite the opposite. I usually opt for readings as light as: “Rich Dad, Poor Dad” “The Intelligent Investor” “Securit...

How to Avoid Financial Procrastination and Impulse Buys

Procrastination is the art of keeping up with yesterday and avoiding today.” — Attributed to Wayne Dyer Imagine that I showed up at your office and offered to buy you lunch. I give you two options; Pizza or a salad. Most people would choose pizza and, in doing so, would...

Saving Money in Your Early 20s Is the Worst Financial Mistake You Can Make

I have always been a compulsive saver. Since I was six, my grandmother and parents gave me money for special events like birthdays, Christmas, or good grades. I remember saving that money every year to buy nice toys for Christmas or vacations. When I was sixteen, I spent my whole vacation help...

Financial Wellbeing Is The Next Frontier For Employers

“Financial wellbeing” is very definitely not just another buzz phrase. It’s now one of the most important issues facing Australian employers. This is a particularly complex area, covering a wide range of very difficult financial issues for staff that have a flow on impact on every ...

What is Mara.NFT DAO Incubator legal and financial model ?

Sounds a little mundane? This is the good stuff, the crème de la crème! It contains some juicyyyyy information regarding the Mara NFTs revenue share and goes in depth about the incubator. After a month of intense legal discussions, financial modeling and a lot of wine we are up and run...

How Data Engineering Supports Financial Analysis: A Practical Guide

The Soft Skills Behind the Code Beyond the technical aspects, teamwork and communication are critical in data engineering, especially in an agile setting. Being able to clearly define requirements, manage expectations, and keep stakeholders informed are skills just as crucial as writing the perfe...

Cryptocurrency, originally conceived as a means of exchange without government control, has finally become a real financial instrument.

In recent years, since the advent of the COVID-19 pandemic, human history has entered an era of conflict. Clashes of interest seem to span all regions, bringing instability and security threats. In such conditions, many owners of assets and capital began to consider the possibility of transferring t...

Financial Assistance for Special Needs Children in Miami, Florida

Hello fellow parents, As a happy parent of a wonderful autistic child, I understand the unique challenges and joys that come with our journey. If you’re considering relocating to Miami, I’ve compiled a comprehensive list of supportive services that the government offers to assist fami...

A Vision For The Revival Of Downtown San Francisco's Financial District

VISION ACTION PLAN To plan, implement, and coordinate public projects and companion activity programs for San Francisco’s FiDi like those shown here, a new city Downtown Recovery Authority is necessary. To provide the vision, management, financing, and public engagement necessary, this w...

Biden wants to ban ripoff “financial advisors”

The initial 401(k) rollout had all kinds of pot-sweeteners that made them seem like a good deal, like heavy employer matching that doubled or even tripled the value of every dollar you put into the market for your retirement. But over the years, as Reaganomics took hold and workers’ power ebbe...

A Blueprint for Financial Freedom: A Young Adult’s Guide to Retirement Investing

As a young adult, the future, and the thought of retirement can be a scary concept. You’re not alone, as I am also a young adult who has had the same fear. However, I’ve done all the research and realized the answer to living a comfortable life has been right in front of my eyes the enti...

6 Investing strategies to accelerate Financial Independence

Disclaimer: I am not a financial advisor or CPA and I do not provide tax, legal or accounting advice. All the materials in this blog have been prepared for informational purposes only, and are not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consu...

How to Avoid a Financial Panic over Retirement

The biggest impact of Covid-19 on people’s financial wellbeing is not that money has become more digital. Nor is it nervousness about losing their job tomorrow. It’s their longer-term financial uncertainty. Will I be ok when I go on retirement? What kind of support can I expect f...

Money Moves for Millennials: 10 Tips to Secure Your Financial Future

When you’re in your 20s, you may be focused on building a career, establishing relationships, and figuring out your place in the world. However, it’s also an important time to start thinking about your financial future. With the right moves, you can set yourself up for long-term success ...

Money Money Money, Not So Funny | 3 Reasons To Implement A Financial Management Strategy In 2023

Although it’s something of a depressing thought, there’s no getting away from the fact that money dictates many aspects of our lives. Our access to money ultimately decides what we can eat, drink, and enjoy when we aren’t slaving away at our jobs. The necessity to pay bills, ...

Financial Tips Everyone Must Read

Everyone needs financial advice at some point. Follow these financial tips to get started in the right direction. 1.Max your 401k or other employee contribution OR at least enough to get your employer’s maximum match. Don’t throw away free money. This can be thousands of dollars you a...

How do you impact the Financial Returns on your investments?

If you are a anything like I was early on in my career, it was my understanding that contributing to my 401K on a consistent basis was going to be my ticket to a financially stable retirement. However, once I read Tony Robbins book “Money, Master the Game” it became apparent th...

4 Financial Mistakes You Must Avoid When Employed In The USA

I cannot emphasis on this mistake enough. Please opt in for 401K offered by your employer. If your employer is making an equal contribution, you are leaving money on the table. It would not take you more than 5 minutes to open the account and opt in with the AMC (Asset Management Company) ...

How to Know Which Financial Advice to Take and Which to Ignore

The vast majority of us are dealing with a pretty constant case of information overload. It’s been estimated that an average person living today processes as much as 74 GB of information on a daily basis: roughly the amount of information that the brain of a highly educated person...

How I Became a Homeowner in the Wake of Financial Ruin

Today, September 17th, is the sixth anniversary of buying my own house. I know it may seem like a small thing to some, but for me, it is one of my proudest accomplishments. I’ve wanted to own my own home since I was a teenager. It was just as big a part of my fantasies about adult life as g...

How Linking Your Identity to Your Biggest Financial Asset (Your Home) Does Nothing but Make You Miserable

You’ve spent some time “putting your own stamp” on it. You got those Shaker-style kitchen cabinets, wooden countertops and a double oven. Your bathroom has pretty floor tiles and a rain shower. It looks like something off a Pinterest board. Except you feel like something’s...

Dear Financial Influencers, Please Stop

My Financial Philosophy and Realizations

Introduction For the first 18–23 years of your life, you’re told exactly what to do. All free will is limited, especially before 18. You’re told where to go, what time to be there, under surveillance from your parents, forced to attend school everyday whether you like it or...

How Linking Your Identity to Your Biggest Financial Asset (Your Home) Does Nothing but Make You Miserable

Never Apologize for Wanting Financial Freedom — 20 Resources to Get You There

If you hate your job (which most people do), THERE IS A WAY OUT. The first baby step is dead simple. Surround yourself with people who’ve: Escaped the grind Are financially free or work optional Did the doing (not just talk about it) Read their posts, stories, and books. ...

“Flushing your financial misunderstandings for knuckleheaded people who are anal, the article”

We, as a species, are mostly knuckleheaded. Don’t worry; it is not really our fault. We are put in this system of learning from pre-school all the way through college, and it focuses on socializing with a little reading, writing, and math sprinkled in. How many of you recall being taught how t...

This Might Be Your Best Defensive Financial Tool

I had never heard of a sinking fund until I served on my first Homeowner’s Association Board. The HOA set up several sinking fund accounts to deal with large and expected future expenses. One example of this was the fund that was set up to pay for the future paving of the community’s roa...

This is how Financial Independence, Retire Early (FIRE) Works

  The FIRE development focuses on the traditional retirement age of 65, and the business that has grown up to urge individuals to anticipate it. By devoting a greater part of their pay to reserve funds, supporters of the FIRE development desire to have the option to stop their positions and ...

Achieving Financial Independence and Retiring Early: The New Flex

Life in the new web age has molded people to put up a neat picture, showcase the bling by posting on social media, and gain reactions and followers daily. The good thing about people like me who were influenced by the world has decided to deactivate most of my social media outfits since the world...

LGBTQ+ Americans feel they are just getting by in retirement and face greater financial risks

While preparing for retirement can be difficult for anyone, LGBTQ+ Americans face unique challenges that can cast a shadow over their golden years. For example, LGBTQ+ people over age 60 leave the workforce sooner, are less likely to believe that their retirement savings are on track and struggle mo...

Navigating the Financial Stars: Top 5 Bullish Transit Aspects for Trading and Crypto

In the world of finance and cryptocurrency, where uncertainty often reigns, some traders turn to the stars for guidance. Astrology, a field as ancient as civilization itself, offers unique insights into market trends and investment decisions. By considering the ‘birth’ of a stock or cryp...

Navigating the Financial Stars: Top 5 Bullish Transit Aspects for Trading and Crypto

Greenland’s Indigenous women deserve more than financial compensation

Indigenous women across the globe have a traumatic historical relationship with genocide. Attempts to wipe-out indigenous populations have been pervasive across the West and beyond, but they appear in many forms, some more overtly insidious than others. From ‘residential schools’...

Costing You More Than You Think: Why All Supply Chain Managers Need Basic Financial Analysis Skills

Earlier in my career, I shied away from financial analysis, assuming it was the CFO’s domain. I focused intensely on operational efficiency without connecting the dots to profit and loss. Over time though, the cracks began to show. And that’s when it became glaringly evident, that ...

We Have to Talk About Stripping: What’s been extracted from communities is so much more than financial wealth

The term “wealth stripping” has been around for a few decades, and it covers a lot of waterfront. Broadly, wealth stripping is the use of power to undermine people’s financial security and unfairly extract assets from people with less power. When coined, the term mainly referred to...

How To Avoid Financial Crunch During Election Years And Maximize Your Savings Of $550k.

If you’re currently holding a significant amount of cash and considering investing in the stock market, there are several strategies you can use to navigate the current market dynamics. Historically, election years have been positive for stock markets, and understanding these strategies can he...

Smile: Weaponizing Black Pain For Political & Financial Gain: Why It Must Stop.

Yewasn’t lying when he said “George Bush does not care about black people.” When he dies, those of us who cherish his first three albums and My Dark Twisted Fantasy will recite this line as proof that he loved us and we loved him (Author’s note: Ye has been a disgrace. W...

How the Normal Distribution Keeps Crashing The Global Financial System

What is normal? Normal is conforming to a standard; usual, typical, expected. And what could be more normal than the humble normal distribution? The normal distribution, also called Gaussian distribution after German mathematician Carl Friedrich Gauss (the Duke of Mathematicians) is everywhere, f...

Statistics for Financial Engineering - Part 1

Sample and Population A population refers to the entire group that is the subject of a study, while a sample is a subset of that population. Sampling involves selecting a representative portion of the population to conclude the whole. The goal is to ensure that the sample accurately reflects t...

Money Matters: Financial Wisdom for the Digital Age

In the ever-evolving landscape of the digital age, financial management has taken on a new dimension. The traditional norms of handling money are being reshaped by technological advancements, and individuals must adapt to these changes to navigate the complexities of the modern financial world. This...

Logic Lens™ Analysis: “Why Marriages Should Be Annulled Without Financial Repercussions”

Anchoring Bias: This bias occurs when individuals rely too heavily on the first piece of information they receive when making decisions. The author may be anchoring their argument on specific examples or scenarios presented at the beginning of the text, without considering alternative perspective...

Ensuring Financial Inclusion: NPCI Circular on Direct Benefit Credits to Dormant Accounts

In a recent development, the National Payments Corporation of India (NPCI) issued a crucial circular emphasizing the importance of not returning Direct Benefit Credits to Inoperative or Dormant Bank Accounts. This directive, effective from April 1, 2024, aims to streamline the process of Direct Bene...