“Flushing your financial misunderstandings for knuckleheaded people who are anal, the article”
<p>We, as a species, are mostly knuckleheaded. Don’t worry; it is not really our fault. We are put in this system of learning from pre-school all the way through college, and it focuses on socializing with a little reading, writing, and math sprinkled in. How many of you recall being taught how to use a financial calculator to model the TVM (time value of money) in high school? I mean, don’t we need to be emotionally motivated to invest in changing behavior? I think we do. What motivates you to make good financial decisions is knowledge of the likelihood of success toward your goals. I bet you remember how to use that calculator to show you how to pay your bills so you could continue to be that good little hamster on the wheel to nowhere financially, and therein lies a part of the problem. Don’t take this too personally if the PUNS don’t vibe with you; that is, o.k., dry humor is not for everyone. Financial success should be.</p>
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