The best way to maximize your retirement income is to start repositioning money into an income vehicle either at retirement or up to 10 years prior.
This can also be part of a tax-free retirement strategy as well.
But the income aspect should come first??????
Once you’ve created the income strategy then you can focus on mitigating taxes as much as possible.
This is done by simply repositioning money into buckets that are tax-free in retirement (by choosing to pay the taxes now, in a tax bracket of your choice).