I Will Not Include Social Security Benefits As Part of My Retirement Plan. Here Is Why.
<h2>There Is The Overpayment Threat</h2>
<p>This is the main reason I’m wary of relying on Social Security payments in retirement. In recent weeks, a few retirees and disabled persons received letters from the Social Security Administration stating that they were overpaid and that they had to pay the money back. I don’t want to be in a situation where I do everything I can to be accurate with my information then receive benefits and later have to repay them because of the government’s errors. That’s too stressful.</p>
<h2>There’s Too Much Red Tape With Social Security</h2>
<p>Just the process of navigating the application process seems like a headache to me. There are so many qualifications and restrictions to consider when you apply for Social Security benefits. It sometimes feels as if the Social Security Administration is putting barriers all around you so you can give up on obtaining your benefits.</p>
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