Tag: retirements

Investing should be democratic, inexpensive, and easily accessible. Unfortunately, that’s not the case. I saw this first-hand with my parents, who immigrated to the US from India in 1995. They hired costly financial advisors, and this regularly ate into the returns of the money they were able ...

Planning for retirement is a crucial aspect of financial well-being, and employer-sponsored retirement plans play a significant role in helping individuals save for their future. Two commonly offered retirement plans are the 403(b) and 401(k). While both plans share similarities in their purpose, th...

Thus, I think that is one of the main reasons why I am so restless and cannot stay in one place too long. Moreover, I believe that the perfect lifestyle for me is the digital nomad life where I can work from anywhere. That has been my lifestyle for the past few years abroad. It works fo...

First, I acknowledge that I’m not yet retired, so the following are things I’m doing to prepare and other things I plan to do early in retirement. How successful will these be? Keep reading my articles for a few more years and I’ll be sure to share. So, here we go… ...

First, I understand that not everyone on Medium recognizes Christmas as a holiday. To those who celebrate Christmas, I wish you all a very Merry Christmas! Retirees who are alone this Christmas. Not everyone has a loved one or family to celebrate Christmas. Normally, I go along with the volu...

First, I apologize for this article being titled “Retirement Chronicles: Interviews With 2 Homeless Retirees.” The number should be “4.” I had two people bail out on me last week at the final minute before posting. I tried all week to find 2 more people to replace those two i...

He introduced himself as Ray. Hence, I addressed him so. Ray is my ex-colleague’s husband. He served in the Army for 20 years and left the armed forces to build his fitness and sports physiology business at 43. He sold the business at 55 while retaining a seat on the executive committee....

I. Why Retirement Planning Matters 1. Rising Life Expectancy Thanks to advances in healthcare and living conditions, people are living longer than ever before. While longevity is a gift, it also means you need to plan for a more extended retirement. 2. Uncertain Social Security Social Se...

My jump was scheduled for 11 a.m. We got to the club at 9:15 a.m. The plane was waiting for me. I was asked if I was ready to go. That surprised me. I decided to go to the bathroom first. I guess they weren’t going to give me a chance to back out of this. I admit I was thinking about it. I had...

Uneducated? Sucks? Maybe. But it is not the end of the world. My Auntie-in-Law proved that. So does JK. JK is my cousin’s friend. I met him during a social event, and we hit it off. He is funny, affable, and hardworking. In a way, he must. He is an interior designer. He makes ...

I read that somewhere or heard it from someone. But it applies to this article and all other articles on recent retirees. Yes, another recent retiree with the same complaints you’ve seen me discuss in other articles. But I have taken a vow not to tell people how to live their retiremen...