When I retire, I am probably going to be poor. I think it is very possible because I did a few things that I might regret. I panicked in 2009. I spent a huge chunk of my life working at jobs that offered nothing. Twenty years is not a very long time. Especially for me.
If I look at it another way, I do not have it so bad. I am as independent as I can be. I do not live in Emmett, Idaho anymore. I have my own car and accounts. I have the right to vote. I have a roof over my head and a job to support that.