Is Over-Saving for Retirement Holding You Back?
<p>We get it — retirement planning is a must. According to Northwestern Mutual, the average American has approximately $89,300 tucked away for those golden years. Sounds good, right? Well, hold that thought. Over a 20-, 25-, or 30-year retirement, that sum might not stretch as far as you’d hope, especially when factoring in Social Security benefits.</p>
<p>You’re likely doing your part by carefully budgeting and setting money aside in your IRAs or 401(k) plans.</p>
<p>Saving for the future is undoubtedly prudent.</p>
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