No, We Don’t Need $1 Million to Retire
<p>They gave me a reference point when I was clueless. I was. Trust me. I knew nuts about <a href="https://medium.com/makingofamillionaire/ever-wondered-what-it-feels-like-being-broke-during-retirement-try-this-8a3c4fe3d94c" rel="noopener">retirement planning in my 20s and early 30s</a>.</p>
<p>All I think about is…</p>
<p>Medical bills will chew away my lifetime fortune when I’m in my 50s. Thinking about that makes me sweat in my pants.</p>
<p><em>I better be prepared</em>.</p>
<p>Over the years, I’ve realized that retirement is a complex topic, just like money. Or higher education. Or wealth distribution.</p>
<p>There aren’t straightforward answers.</p>
<p>In fact, the worst way to prepare for retirement is to connect a dollar sum to age, plus an assumption that we will do (absolutely) nothing.</p>
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