Target Date Funds — The Basics
<p>Many new investors are faced with often daunting 401K choices when they begin working, or start a new job. Frequently, these choices include what are known as Target Date Funds. This article will provide some basics for those unfamiliar with this product.</p>
<p>Target date funds are funds usually mutual funds designed to be a single fund solution for investing one’s retirement funds. Invented in 1994, the idea behind this new financial product was to bring simplicity to the often complex and confusing world of investing and make things easy on people, who now unlike previous generations must now make investment decisions and plan for their retirement.</p>
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