In This Brutal Housing Crisis, Should The U.S. Army Build Mass Housing For Americans?
<p>America is being strangled by a housing crisis. People simply can’t afford to buy homes.</p>
<p>At first, home buying is about subjective factors. The curb appeal, the charm of a house, and falling in love with your new dream home.</p>
<p>But the process of buying a home quickly becomes about mathematics: the down payment required, the monthly mortgage payment, and the buyer’s income. Rules on these factors are established by the large government lenders who back mortgages such as Fannie Mae and Freddie Mac. These rules are applied by your local lender with with rigorous impersonality. The fact that you are a super cool person who loves the neighborhood, or that you are a talented artist, or that you have the cutest dog in town doesn’t make any difference.</p>
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