I’m 35 years old.
I was just approved for my very first credit card a few months ago. It has a whopping $500 limit. I’ve only held two jobs for longer than a year, both of which were in my 30’s. I currently don’t work. I don’t have a college degree, although I do have the necessary college credits. I’ve never owned or leased a car.
All of these are staples of our culture’s definition of success. Hell, some of them could even be called prerequisites. But for me, they’re damn near impossible.