Tag: Banks

US Banks Tighten Lending Standards at Recessionary Levels: What Does This Mean for the Economy?

The recent tightening of lending standards by US banks is a significant development with potential implications for the economy. A net 51% of banks are now tightening standards, the highest level since 2020 and at levels that have coincided with recessionary periods in the past. This tighteni...

7 Questions with Aoileann Banks

Born in Dublin, Aoileann Banks (she/her) graduated from Trinity College with a degree in Computer Science, Linguistics and French. Not feeling the passion to remain in that field, she tried her hand at accounting and consulting and spent four years at KPMG. Following two years volunteering...

Why Aren’t Hong Kong’s Virtual Banks Profitable?

It seems counterintuitive for a bank to be unprofitable. Afterall, banks are the mother of all industries. In theory, banks should be profitable because they pay a lower interest rate to depositors and in turn lend out the acquired capital to borrowers at a higher interest rate. At its essence, a ba...

5 Lessons for Investors from Silicon Valley Bank’s Collapse

In Ernest Hemingway’s classic 1926 novel, The Sun Also Rises, Bill Gorton asks Mike Campbell, “How did you go bankrupt?” Campbell replies, “Two ways. Gradually, then suddenly.” That’s what happened recently with Silicon Valley Bank (SVB), and its parent SVB F...

Meet Amber Banks, Inaugural Vice President of Programs

As we prepare to celebrate five years of Decolonizing Wealth Project (DWP), we’re thrilled to welcome Dr. Amber Banks (she/her) as the inaugural Vice President of Programs. Dr. Banks will lead DWP’s programs and support the direction of Liberated Capital’s funds. She is a seasoned ...

Why Do People Still Rob Banks?

All I wanted to do was go to Aldi’s. It seemed so simple. Drive to Aldi’s, find the donuts my mom likes, and leave. Okay, find another 20 things or so, and then leave. But noooooooo. As I crested the hill just below the bank, where I normally cut through to get to Aldi’s...

Budget-Friendly Home Decor Ideas: Stylish Options Without Breaking the Bank

In today’s world, where the idea of home has taken on a newfound significance, creating a space that is both stylish and comfortable is more important than ever. However, the cost of home decor items can quickly add up, leaving many feeling overwhelmed and unsure of where to start. The good ne...

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