Maximize your contribution to the employer Roth 401(K) to max out your employer contribution.
E.g.: If your employer matches up to 4%, you also contribute 4% to the Employer Roth 401(K).
· Contributions to Roth 401(K) are after-tax, so this is not tax deductible.
· Employer contribution is always Pre-tax. Employer matches your percentage sum of your Traditional 401(K) and Roth 401(K) contribution (up to a limit, say 4%) but the employer contribution dollars is 100% placed into your Traditional 401(K) only as its Pre-tax.