401(k) Plan Design Study: Safe Harbor and Roth Adoption Is Up
<p>Small business owners can have dramatically different goals for their 401(k) plan. While some want to maximize key employee contributions, others want to incentivize plan participation by all employees. Business owners have nearly endless options for meeting these goals — many with very different expenses. The process of matching 401(k) goals to available options is called <a href="https://blog.employeefiduciary.com/blog/401k-plan-design-our-checklist-can-make-the-process-simple" rel="noopener ugc nofollow" target="_blank">plan design</a>.</p>
<p>401(k) plan design is a big deal that shouldn’t be undervalued by business owners. It’s not uncommon for a business to save tens of thousands in contribution expenses by choosing one plan design over another and yet still meet their 401(k) goals.</p>
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