Nailing Your Money Game: A No-Nonsense Guide from your Ethnic Uncle

<h1>Nailing Your Money Game: A No-Nonsense Guide for Regular Folks in Australia.</h1> <p>Alright, let&rsquo;s talk about money without all the jargon and confusion. We&rsquo;re breaking it down into simple cohesive steps that even your malaka neighbour could understand. Here&rsquo;s the plan to get your finances on point.</p> <p>Ensure that you knock out each step before moving onto the next:</p> <h2>Step 1: Get the Lowdown on Your Spending</h2> <p>Grab your phone, open up your banking apps, and list out all transactions made this month in an Excel sheet. This isn&rsquo;t about becoming a spreadsheet wizard; it&rsquo;s about seeing where your money&rsquo;s going every month.</p> <h2>Step 2: Trim the Fat</h2> <p>We&rsquo;re keeping it real here. Highlight the stuff you actually need to live: rent, utilities, food, and clothes. Now, take a hard look at the rest. Subscriptions you forgot existed? Gym membership you use less than your old rollerblades you brought during COVID? Time for these to go.</p> <h2>Step 3: Crush the Bad Debt Monster</h2> <p>You know that annoying debt that&rsquo;s been hovering? Credit cards, personal loans &mdash; they&rsquo;re going down.</p> <p>Priority one: make a plan to knock &rsquo;em out. I prefer the aggressive approach on this one, live without for a few months to destroy this debt, by starting with the debt that has the highest interest rate, then eliminating that debt one by one.</p> <p>Trust me, lifting this weight off your shoulders will feel like a victory lap, as I know how much of a mental burden these debt monsters give you.</p> <p>Note: Home loans are fine as the payments are going towards an appreciating asset in MOST cases.</p> <p><a href="https://medium.com/@JJ_t/nailing-your-money-game-a-no-nonsense-guide-from-your-ethnic-uncle-ddf246506297">Click Here</a></p>
Tags: Nailing Ethnic