Living off dividends, interest, and treasury bills/bonds in early retirement
<h1>Our strategy is as follows:</h1>
<p>1) Dividends — spread between SCHD, VYM, and a handful of stocks (e.g. JPMorgan Chase, Johnson & Johnson, Pfizer). Most dividends are paid quarterly in March, June, September, and December of each year.</p>
<p>2) High yield savings accounts like Marcus and Ally. We use Ally to set up automatic monthly transfers of $500 to our Chase checking accounts, in order to avoid the monthly fees once we won’t have a direct deposit (our salary) going into Chase. The reason we keep our Chase checking accounts in addition to Schwab is just to have a plan b, in case Schwab is</p>
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