Focus on Your Savings Rate, Not Your Investment Returns

<p>In most areas of life, hard work pays off.</p> <p>When it comes to investing, the opposite is true.</p> <p>The harder you try to be a &ldquo;good investor&rdquo; and work hard at managing your portfolio, the worse your returns will likely be.</p> <p>This lesson is one of the most difficult for investors to learn. Even (mostly) rational buy-and-hold index investors can get into trouble when they try and time the market or begin dabbling in picking individual stocks they think will outperform.</p> <p>I am not here to tell you that investment returns don&rsquo;t matter; of course, they matter.</p> <p><a href="https://medium.com/swlh/focus-on-your-savings-rate-not-your-investment-returns-b3ac79d0327d"><strong>Learn More</strong></a></p>