How can you strike the balance between saving for retirement with spending on enjoyable experiences?
<p>The key is to create a budget that allows you to save for retirement while also enjoying life. Start by taking an honest look at your income and expenses, and set aside money for both long-term savings and short-term goals.</p>
<p>Make sure to factor in retirement contributions like 401(k)s or IRAs, as well as other investments that can help grow your wealth over time. Create a plan to track progress with regular reviews of your income, expenses, and investments.</p>
<p>Be mindful of lifestyle creep — the tendency to spend more with salary increases — so you don’t end up unintentionally allocating too much towards nonessential purchases.</p>
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