5 Non-Depriving Money Moves from a 49-Year-Old Retiree

<p>A gap year in three years? Retire in ten?</p> <p>Would you shift your spending if it meant you could work less and live life on your terms?</p> <p><em>Small changes today have a huge impact on your tomorrow.</em></p> <p>At 49, I semi-retired. Using principles from the&nbsp;<a href="https://www.capitalone.com/learn-grow/money-management/what-is-the-fire-movement/" rel="noopener ugc nofollow" target="_blank">Financial Independence community</a>, I accelerated my savings rate.</p> <p>If I&rsquo;d implemented the shifts below while in my 30s, I would have retired even sooner.</p> <p>But I still lived large with very little sacrifice.</p> <p><a href="https://medium.com/bitchy/5-non-depriving-money-moves-from-a-49-year-old-retiree-c765b32473cd"><strong>Click Here</strong></a></p>