Is a 401k right for you?
<p><strong>Whether you’re just entering the workforce or have worked for decades everyone at some point needs to think about saving for retirement</strong>. Where do you start though? There are a lot of questions concerning retirement. What is a 401k, who can open a 401k, and is it right for me? In this article, I'll answer these questions and talk specifically about 401k retirement plans.</p>
<p><strong>What is a 401k</strong>? A 401k is a retirement savings plan an employer can offer to employees. The contributions toward a 401k come directly out of the employee's paycheck so the money is already taken out when you receive a paycheck. Having the money taken out before it reaches your hands makes it easy to start saving for retirement. You never have to directly make contributions with this system. You can’t spend what you don’t have, so this is very helpful for those that aren’t good at saving money.</p>
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